Manage with clarity. Keep with confidence. Multiply with purpose.

Because your money should work as hard as you do.

Are you here?

You make good money but your bank account is drained.

You constantly feel in chaos over your financial state.

Shame and guilt multiplies faster than your money.

Your time and energy is stolen because of worry over money.

Financial stress is common but it doesn’t have to be normal.

Man holding empty wallet.

Financial stress is something most people experience, whether due to debt, unexpected expenses, or concerns about the future. It’s a common struggle, but it doesn't have to be status. We can help you develop a clear focus on where you are so you can get to where you want to be – and stress less.

We Can Help

We're not just about numbers – we're about transforming lives. With our expert financial coaching based in Clarks Summit PA, you’ll be guided through developing new mindsets and habits to stop the struggle with your personal finances.

You’ll be able to manage with clarity, keep with confidence, and multiply your money with purpose. From debt elimination and emergency savings to budgeting and wealth preservation we partner with you to create a custom plan you can achieve.

Get Started Tomorrow Today!

1

Book A Strategy Call

100% free, no-obligation call. You get to know us and share your specific needs so we can create a plan.

2

Create A Custom Plan

Once we outline your areas of biggest need, we'll work together to create a plan unique to you to help you reach your goals.

3

Work The Plan Together

True change comes when concepts become habits. I'm here to guide and help you along the way so you reach your goals.

Managing your current finances with clarity helps you know the path forward.

Eyeglasses held in front of an eye chart for vision testing

A realistic and clear vision about where your finances are is the first and most important step. You’ll never be able to chart a course toward financial freedom without knowing where you are first. With our financial coaching, we can help you gain this clarity – without shame or judgement. Seeking help is the first step towards becoming a debt crushing, money saving, financial security hero.

Building confidence with financial coaching means you keep more of your money.

With an understanding of where you are and where you want to be, now its’ time to learn how. With various tools, strategies, and a tailored coaching plan, you will build the confidence you need to use a zero based budget, eliminate debt, or build up emergency savings.

Multiplying your money with purpose gives you control of your money, life, and future.

It’s time to take back control and stop living paycheck to paycheck. We believe you have the power to multiply your money with purpose. Don’t continue to let your money run wild while your financial future hangs in the balance. Show your money who’s the real boss - your future self will thank you.

Manage with Clarity

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Keep with Confidence

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Multiply with Purpose

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Manage with Clarity | Keep with Confidence | Multiply with Purpose |

Book your free strategy call today.

Ready to manage with clarity, keep with confidence, and multiply your money with purpose? Book a 100% free, no obligation strategy call today. No hassles, just hello. I can’t wait to meet you!

What People Are Saying

  • Professional woman with shoulder-length dark hair, wearing glasses and a white blazer, smiling against a neutral background.

    "Kelly has been such a powerful and steady influence in my life for the last few years. Her coaching style is direct, and she tells you exactly how she sees the situation, yet she always does it in such an uplifting way. When she believes in you, you believe in yourself!"

    Tauna Esslinger

  • Portrait of a middle-aged man with glasses, wearing a dark suit and tie, smiling against a gray background.

    "I have had the privilege of talking with Kelly several times. If you are looking for down-to-earth, achievable financial goals, not a pie-in-the-sky plan then you need to talk with Kelly. You'll be glad you did. "

    John D. Allen

  • A smiling woman with long blonde hair, wearing a white top and pearl necklace, standing in front of a light-colored background with green plants.

    "Had the opportunity to meet with Kelly today and she is the prime example of what a woman in business should be. She goes out of her way for her clients and makes sure to kick start them into a pathway for financial success. Take the time to get to know Kelly!"

    Erica Schrock

  • A smiling woman looks at the camera in a skydiving harness, with a scenic landscape and another skydiver nearby behind her.

    "I met up with Kelly a few weeks ago after learning that we have the same focus and passion to help people who want to get out of debt and change their behaviors with money. I appreciated her sharing her story and approach to her coaching practice. "

    Andrea Naef

  • A woman with short blonde hair smiling indoors.

    "I enjoyed talking with Kelly one on one last week. She is a very warm and dedicated professional who really knows what she is talking about!"

    Julie Harvey

  • A man with glasses and short hair, wearing a red shirt, standing in front of a wooden wall.

    "Kelly is an expert at helping people who "make lots of money but are still broke" get their financial life under control! She is very passionate about helping people and it shows with just one conversation. I highly recommend you reach out to her."

    Todd Mitchell

  • A woman with short blonde hair wearing glasses and a purple top against a purple background, smiling.

    "Kelly is a very caring and knowledgeable lady, who does what she herself has already done. Love that she asks a lot of questions, and looks at the situation from all angles. If you haven't had a 1 to 1 with her, schedule one!"

    Marianne Guinee

  • A woman with shoulder-length light brown hair wearing an orange blazer, sitting indoors with a neutral expression.

    "Kelly really knows how to guide you towards your financail goals. Her knowledge and understanding of what women need to be looking at and understand is worth the investment. "

    Karen Krupp

  • "Kelly is exceedingly helpful, personable, trustworthy, and a great listener. If you have questions about your finances or goals or just want someone to hold you accountable to your plan, she is the perfect person. Don't hesitate to reach out to her."

    Vickie Harding-Wakeen

  • A smiling woman with long, wavy blonde hair, wearing a black top with white text, against a neutral background.

    "During my meeting with Kelly, the time flew by! She has a wonderful way of drawing you in and making you feel at home and comfortable in your own skin. Listening to her story made me realize I was not the only one who switched gears and careers! It’s okay, and I felt better knowing I was not alone! If you have not yet connected with Kelly, I highly recommend you do!"

    Dr. Karen Fiorillo

  • A man with a bald head and beard smiling, wearing a blue collared shirt, standing in front of a brick wall.

    "Kelly is your "go-to financial girl"! She has a heart of service and really cares about the people she helps get control of their financial world. Give her a call today!"

    David Creel

About Me

Kelly Flowers Financial Coach at Eleven 14 Financials sitting at a desk, smiling.

I’m Kelly Flowers, founder of Eleven 14 Financials. After years as a nurse, I saw how financial stress impacts every part of life—and I felt called to help professionals build confidence with their money. Today, I coach clients to create simple, personalized strategies that reduce stress, eliminate debt, and grow wealth for the future.

My approach goes beyond numbers—it’s about shifting habits, clarifying goals, and making money work for you instead of against you. If you’re ready to stop feeling stuck and start building a life fueled by financial freedom, I’d love to guide you on that journey.

Contact me today to start your journey to manage, keep, and multiply your money!