“I have been meaning to write you forever to thank you and update you on our progress. Thanks to your help, we were able to get an arm around our finances and have options during this uncertain time. So here we are at 60 ready to rock and roll. Thank you for getting us working together, making solid budgets, and finding joy in what we have worked hard for. And this also changed the family tree. The kids work hard for their tuition and expenses and are so far out of debt. They make their own budgets and are proud of it.”